One governed operating system for modern wealth and financial operations.

Jurisdiction-aware wealth context for cross-border households and entities.

• Booking/service jurisdiction context
• FATCA & CRS workflow classification
• Multi-currency client structures

Controlled discovery and conversion from prospect to client.

• Prospects, dedupe and segmentation
• Licensed enrichment and wealth signals
• Relationship paths and next actions

A living client record for advisers and service teams.

• Households, relationships and client context
• Service plans and activity history
• Entity/branch-scoped access

Structured meeting preparation, review and follow-through.

• Pre-meeting briefs and agendas
• Consented capture and summaries
• Tasks, follow-ups and review dates

Evidence-backed advice cases with human accountability.

• Goals, scenarios and risk facts
• Proposal and suitability workflows
• Fees, conflicts and approval evidence

Portfolio accounts, holdings and monitored investment context.

• Portfolio and holdings views
• Performance/review workflows
• Research and advice context

Self-scoped access without exposing internal investigations.

• Profile, KYC/CIS and documents
• Agreements and service actions
• Notifications and status

Due-diligence case management for people and organisations.

• Personal KYC and business KYB
• Personal/business CIS
• Evidence and periodic refresh

Party, UBO and identity evidence with controlled review.

• Parties and beneficial owners
• Source of funds / source of wealth
• Identity evidence provenance

Risk-driven screening and enhanced due diligence.

• Sanctions, PEP and adverse media
• Alert/case disposition
• EDD and restricted reporting workflows

Governed agreements and reusable legal operating templates.

• Agreement lifecycle
• Versioned legal templates
• Approval and evidence linkage

Operational safeguards for investment and client activity.

• Risk/security monitoring
• Policy control checks
• Exception escalation

Governed bank and market instrument reference workflows.

• Bonds and securities identifiers
• SBLC/BG/guarantee context
• Custody/CSD/ICSD evidence

Participant onboarding and regulated-activity controls.

• Licence/registration status
• Counterparty due diligence
• Activity eligibility controls

Order-to-execution workflow with four-eyes safeguards.

• Orders, RFQs and quotes
• Best-execution review
• Suitability, conflicts and idempotency

Verified settlement state and break management.

• Settlement evidence
• Break/exception handling
• Bank/custody reconciliation

Controlled securities-finance operations with evidence and permissions.

• Financing context
• Instrument/counterparty checks
• Operational approvals

Multi-party commission and fee workflow management.

• Commission plans
• Buyer/seller-side economics
• Broker/facilitator/paymaster splits

Controlled participant and funds-handling context.

• Regulatory status capture
• Lawful basis/exemption checks
• Beneficiary and payout context

Versioned issuer capital structures and equity ledger.

• Security classes and authorised units
• KYC-linked stakeholders
• Issuance, conversion and redemption events

Governed offering lifecycle from readiness to allocation.

• Readiness workstreams
• Investor subscriptions and book-building
• Maker/checker allocations

Post-issue holder and transfer operations.

• Register of holders and folios
• Controlled share transfers
• Income-event and registry exceptions

Evidence-gated issuer events and recapitalisation.

• Dividends, rights, splits and tenders
• Mergers, spin-offs and redemptions
• Debt/equity swaps and schemes

Central treasury oversight across entities and accounts.

• Cash positions and controls
• Approvals and exceptions
• Policy-aware operating dashboard

Verified bank-account and cash-position operations.

• Bank ownership evidence
• Balance feed context
• Cash reconciliation

Short- and medium-term liquidity visibility.

• Forecast and actual reconciliation
• Liquidity-floor controls
• Funding/shortfall exceptions

Maker/checker pooling and sweep workflows.

• Pool structures
• Sweep instructions
• Settlement reconciliation

Policy-controlled placement and custody workflows.

• Investment proposals
• Counterparty/limit checks
• Custody reconciliation

Exposure management and controlled hedge execution.

• Exposure identification
• Hedge approvals
• Execution/reconciliation evidence

Bank-instrument lifecycle with authenticated evidence.

• Guarantee records and expiries
• Bank/BIC/SWIFT evidence
• Authentication and renewal controls

Corporate debt, maturity and covenant operations.

• Debt register
• Covenant monitoring
• Approval and maturity workflow

Entity-to-entity funding with finance and tax context.

• Funding requests
• Approvals and limits
• Accounting/Tax Fabric hand-off

Programme, request and settlement workflows.

• SCF programmes
• Invoice/payment requests
• Settlement reconciliation

Policy, allowlist and counterparty governance.

• Limits and eligibility
• KYC/AML counterparties
• Policy-negative controls

Policy-bounded automation with human and safety controls.

• Allowlists, liquidity floors and four-eyes override
• Circuit breakers and emergency kill switch
• Recovery and compensating actions

Fail-closed authority for protected real-world execution.

• Evidence-bound certification
• Exact deployed runtime binding
• Revocation and control status

Group, legal-entity, branch and booking-entity context.

• Multi-entity hierarchy
• Branch/PE and booking scope
• Jurisdiction-aware operations

Controlled finance context without duplicating Accounting360.

• Subledger/source-event context
• Consolidation hand-off
• Reconciliation evidence

Tax-aware operations with Tax Fabric remaining authoritative.

• Tax jurisdiction context
• FATCA/CRS adapters
• Tax evidence hand-off

Controlled period-end coordination across wealth operations.

• Close readiness
• Cross-domain exceptions
• Finance reconciliation status

Enterprise policy and evidence governance across jurisdictions.

• Versioned governance records
• Owner/approver separation
• Audit evidence

Versioned control packs for supported enterprise standards.

• ISO 9001, 27001/17/18, 27701, 42001
• ISO 22301, 37301, 37001, 31000
• Effective dates, controls and evidence

Reporting contexts and controlled digital filing preparation.

• IFRS/IAS and US GAAP contexts
• Local statutory packs
• XBRL, iXBRL, XML and JSON filing records

Jurisdiction-specific rights, transfers and breach operations.

• GDPR, POPIA, NDPA, LGPD, PIPL, DPDP and more
• Rights and identity-verification workflow
• Cross-border transfer and breach controls

Persona-aware operational work across every Wealth360 domain.

• Queues, approvals and exceptions
• SLA and escalation
• Claim, return, resolve and decision actions

Outcome-first navigation designed over the existing governed modules and released through the formal certification chain.

• My Day and next-best actions
• Guided journeys and contextual help
• Guided/Expert modes without duplicating business logic

Retrieval-grounded assistance with permissions remaining authoritative.

• Research, summaries and recommendations
• Knowledge360 grounding
• Human review for consequential actions

Least-privilege intake/status integration surface.

• Scoped API keys and source-IP restrictions
• Idempotent writes
• HTTPS HMAC-SHA256 webhooks

Shared enterprise services without duplicating system-of-record controls.

• Interlink health and receipts
• Shared identity/entitlement context
• Finance, tax and notification hand-offs

Governed external connectivity and branded access.

• Connector profiles and recovery controls
• Managed subdomains
• Verified custom domains and TLS

Commercial access separated from protected execution authority.

• PricingHub plan context
• Usage/entitlement visibility
• Domain and feature access controls